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We've got a mortgage for that!

 

A Mortgage Tailored Just For You!

We work for you, we match the best lender for your mortgage needs.Are services are paid by the banks not our clients.

At FC Funding, we elevate your mortgage experience beyond the limitations of traditional banks by connecting you with an impressive network of 145 lenders. This means you'll enjoy a wealth of options, competitive rates, and the expertise to navigate even the most challenging deals effortlessly. Whether you're a first-time homebuyer, a savvy real estate investor, or a business owner, we are here to cater to your unique needs.

With years of dedicated experience in the mortgage industry, we have established ourselves as Canada’s premier mortgage brokerage. Our deep understanding of the market, combined with our unwavering commitment to exceptional customer service, has allowed us to cultivate a loyal clientele who trust us with their financial futures.

What sets us apart? Our award-winning team of mortgage agents consistently ranks #1 on DLC's franchise volume report month after month. With unparalleled volume, we have successfully funded over 5,020 mortgages—surpassing an astonishing $2.2 billion in mortgage volume in 2024 alone.

But our mission goes beyond business. We believe in making a positive impact in our communities. That’s why we proudly support local charities, including the Red Cross, Ronald McDonald House, Pancreatic Cancer Research, and the Food Bank.

We invite you to explore our website and connect with us. If you have questions or are ready to embark on your mortgage journey, we’re here to help every step of the way!

 

Current Rates

Current variable mortgage rate is

4.55%

Current prime rate is

5.20%

    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 7.89%
    • $756.21
    • 7.49%
    • $730.93
    • $25.28
    • 1 Year
    • 7.74%
    • $746.69
    • 5.34%
    • $601.11
    • $145.58
    • 2 Years
    • 7.34%
    • $721.53
    • 5.19%
    • $592.47
    • $129.06
    • 3 Years
    • 6.94%
    • $696.72
    • 4.39%
    • $547.37
    • $149.34
    • 4 Years
    • 6.74%
    • $684.44
    • 4.54%
    • $555.70
    • $128.74
    • 5 Years
    • 6.79%
    • $687.50
    • 4.29%
    • $541.86
    • $145.64
    • 7 Years
    • 7.10%
    • $706.60
    • 5.35%
    • $601.69
    • $104.91
    • 10 Years
    • 7.25%
    • $715.92
    • 5.75%
    • $625.02
    • $90.90
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.

Lenders

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Consolidate Credit Card Debt at 4.99% for a 2 year term

4.99%

Consolidate credit card debt at 4.99%
For current homeowners, we can help consolidate credit card debt up to $100,000.00 and improve a credit score.
Term is for 2 years at 4.99% registered as a second mortgage.
Credit must be approved by lender.
 

No Stress Test Mortgages

Qualify at contract/lending rate for 5 yrs NOT the bank qualifying rate.

 
 

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