Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.55%
Current prime rate is
5.20%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.34%
- $601.11
- $145.58
-
- 2 Years
- 7.34%
- $721.53
- 5.19%
- $592.47
- $129.06
-
- 3 Years
- 6.94%
- $696.72
- 4.39%
- $547.37
- $149.34
-
- 4 Years
- 6.74%
- $684.44
- 4.54%
- $555.70
- $128.74
-
- 5 Years
- 6.79%
- $687.50
- 4.29%
- $541.86
- $145.64
-
- 7 Years
- 7.10%
- $706.60
- 5.35%
- $601.69
- $104.91
-
- 10 Years
- 7.25%
- $715.92
- 5.75%
- $625.02
- $90.90
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Apply NowWe've got a mortgage for that!
A Mortgage Tailored Just For You!
We work for you, we match the best lender for your mortgage needs.Are services are paid by the banks not our clients.
At FC Funding, we elevate your mortgage experience beyond the limitations of traditional banks by connecting you with an impressive network of 145 lenders. This means you'll enjoy a wealth of options, competitive rates, and the expertise to navigate even the most challenging deals effortlessly. Whether you're a first-time homebuyer, a savvy real estate investor, or a business owner, we are here to cater to your unique needs.
With years of dedicated experience in the mortgage industry, we have established ourselves as Canada’s premier mortgage brokerage. Our deep understanding of the market, combined with our unwavering commitment to exceptional customer service, has allowed us to cultivate a loyal clientele who trust us with their financial futures.
What sets us apart? Our award-winning team of mortgage agents consistently ranks #1 on DLC's franchise volume report month after month. With unparalleled volume, we have successfully funded over 5,020 mortgages—surpassing an astonishing $2.2 billion in mortgage volume in 2024 alone.
But our mission goes beyond business. We believe in making a positive impact in our communities. That’s why we proudly support local charities, including the Red Cross, Ronald McDonald House, Pancreatic Cancer Research, and the Food Bank.
We invite you to explore our website and connect with us. If you have questions or are ready to embark on your mortgage journey, we’re here to help every step of the way!
Current Rates
Current variable mortgage rate is
4.55%
Current prime rate is
5.20%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.34%
- $601.11
- $145.58
-
- 2 Years
- 7.34%
- $721.53
- 5.19%
- $592.47
- $129.06
-
- 3 Years
- 6.94%
- $696.72
- 4.39%
- $547.37
- $149.34
-
- 4 Years
- 6.74%
- $684.44
- 4.54%
- $555.70
- $128.74
-
- 5 Years
- 6.79%
- $687.50
- 4.29%
- $541.86
- $145.64
-
- 7 Years
- 7.10%
- $706.60
- 5.35%
- $601.69
- $104.91
-
- 10 Years
- 7.25%
- $715.92
- 5.75%
- $625.02
- $90.90
Lenders
Videos
DLC - Self Employed Mortgage Solution
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
DLC- How to Use Home Equity to Your Advantage
Dominion Lending Centres- Why use a Mortgage Professional?
Why should Canadians use a mortgage expert?
How are fixed rate mortgages determined?
Why should Canadians care about inflation?
What is the best way to handle credit card debt?
How are mortgage brokers compensated?
Are mortgage brokers regulated?
How can first-time home buyers get into the housing market?
Consolidate Credit Card Debt at 4.99% for a 2 year term
4.99%
No Stress Test Mortgages
Qualify at contract/lending rate for 5 yrs NOT the bank qualifying rate.
Caleb Mokua
There are not enough words to describe how delighted and impressed I was in my dealings with Gabriel Da Silva. We are so grateful and we can not thank you enough. He got us approved for our 1st home in just a few days. Every step of the way he was in constant contact with me and often explaining anything I wasn’t clear about. Gabriel didn’t just treat me as a client, he treated me like family with complete honesty. Anyone who needs a Mortgage especially if your 1st time home buyer look no further. Reach out to him and thank me later. ⭐️ ⭐️⭐️⭐️⭐️💯
Ashley Casaluce
Gabriel Da Silva is an outstanding mortgage professional. His knowledge, professionalism and dedication to his work put our minds at ease with purchasing our first home. He answered all our crazy questions in a way that my husband and I could understand. He is client-focused and provided prompt responses to us. You can tell he goes over and beyond for his clients. His help, advise and sense of humour throughout this process has mad it easy. Gabriel is an honest, sincere and truly cares about his clients. If you want the best, you want Gabriel Da Silva!!!
Gabriel, thank for all your help. You were truly amazing!!!
Ashley & Lorenzo
Marc Desgroseilliers
Gabriel is a true professional, extremely detailed and very good at communicating. He made a very complex situation very easy to understand. I highly recommend to anyone interested in lending to speak with Gabriel, you won’t be disappointed. Very happy to have dealt with him.
Ash Toor
Gabriel Dasilva is knowledgeable, quick at responding at all hours of the day, funny, and a down to earth person.
I would recommend him to anyone.Thanks Gabe for all your hard work and helping us buy a second home.
Irina Rudensky
Professional , responsible , always quick respond to solve the problems.
Excellent service. Thank you Gabriel.
Anne Kathyrin Lopez
My experience with Dominion Lending is absolutely great. I would highly recommend Dominion Lending above all. Thank you Gabriel DaSilva for all your help.
Muhannad Abdo
I have very beautiful experience with Gabriel, he is very helpful in answering questions about different kinds of mortgage options, and he provides the best option for my case, his tolerance is very high, Thanks Gabriel for taking care of me, you will be the recommendation to my friends.
Brandon Pavao
Gabe is the man to see for your mortgage needs, he helped me out of tough situation and he’s committed to working for you no matter what.
He has also helped out my parents in the past and we’ll always refer him.
Antonio Del Giglio
Gabriel was very professional and knowledgeable of the whole process and really helped me out with everything, being my first mortgage, he walked me through everything and was patient with my lack of knowledge. He made the process easy and painless. I look forward to working with him in the future!
Jessica Toor
Gabriel brought a refreshing approach to refinancing. He took adequate time to explain all viable options, educated us on terms and encouraged us to make an informed decision without pressure. Gabriel’s knowledge, responsiveness and genuine nature fostered an environment of trust, which is difficult in a world of uncertainty. Thank you for your services!
Radu Toma
Gabriel Da Silva was recommended to me by a friend as a mortgage broker. He got us a better rate than offered by the bank initially and navigated us through the myriad paperwork and requirements, promptly dealing with every issue, daytime or after dinner in the evening. Most professional, a pleasure to deal with, highly recommended and very competent.
Tamas Deak
My family and I ran into an extremely time sensitive issue which arose from many mistakes from our previous mortgage broker. We had to find a new lender from scratch within 2 weeks or else our deal falls through and we lose our deposit on the condo. When Gabriel learned about our situation, he worked non-stop from morning until night, through Easter weekend, to get us a new lender. He went above and beyond in ways that I couldn’t have ever expected and I couldn’t have been happier to have met him. He is someone that truly cares for his clients rather than just being in it for a paycheck. His blunt personality may catch you off guard at first but you know he is 100% genuine and honest with you at all times no matter how ugly the truth may be. I can’t recommend Gabriel enough to anyone looking to buy a home.
Michael McDonald
If you are looking for a mortgage broker who is a true professional who works hard for his clients to get exceptional and timely results then Gabe is your broker. Thanks Gabe for the friendly voice and for making the process so seamless.
Tamas Nagy
Probably the best brokerage in the GTA i would recommend to anyone. Fast, great and efficient work by Gabriel Da Silva, very professional and experienced broker. He helped me buying my first property in Canada and I guarantee that anyone can put their trust in his knowledge and experience in the field. Always quick to respond phone calls and explain everything being very honest and trustworthy. I highly recommend it to anyone looking for an excellent broker.
Cassandra Gayle Mananghaya
My family and I had a great experience working with Gabriel. He is very willing to help with anything. He is very approachable and you can reach out to him anytime. As a first time home buyer, my family did not have any idea how the process of buying a home would be. He explained everything professionally and efficiently. He was very good at communicating with us in a timely manner. His guidance and advice was such a great help. We definitely recommend Gabriel especially for first time home buyers. In behalf of my whole family, we THANK YOU for all your help and guidance!
Adel Chahine
I would double the star count for Gabriel Da Silva. Gabriel became fully engaged when I reached out looking for service. He provided options, alternatives and worked through the weekend to prepare and be ready to negotiate with lenders. Gabe, you are a gem. Truly appreciate your efforts to arrange the mortgage for us and will be recommending you and Dominion Lending Centers Forest City within my networks, friends and family. Thank you, this was a fantastic, excellent experience and service.
Michelle Cabral
It was an absolute pleasure to work with Gabriel
Da Silva. He worked hard to get us a great rate for our mortgage. He answered all our questions and concerns and made the process very easy. I would highly recommend Gabriel for all your mortgage needs.
Eduardo Rodriguez
Gabriel is an excellent mortgage agent and a pleasure to work with. He is knowledgeable, very approachable and genuinely cares about making his customers happy and helping them make the best decisions. He went above and beyond to advocate on our behalf and we really appreciate his hard work and the time he took to work on our file.