Horizontal For Best Mobile View 

First Time Buyers 5 year Fixed Rate Offered at 1.79% O.A.C.

 
In an effort to make buying your first home easier, the Canadian government offers a variety of incentives for first-time homebuyers. First-time homebuyers in Ontario and the City of Toronto, for example, can qualify for a land-transfer tax rebate. That's just one of many different first-time homebuyer programs you may be eligible for.

For purchases, 5 year Fixed Rate Offered at 1.79% O.A.C.

 
Fixed rate mortgages often appeal to clients who want stability in their payments, manage a tight monthly budget, or are generally more conservative. For example, young couples with large mortgages relative to their income might be better off opting for the peace of mind that a fixed-rate brings.

A variable rate mortgage often allows the borrower to take advantage of lower rates – the interest rate is calculated on an ongoing basis at a lenders’ prime rate minus or plus a set percentage. For example, if the current prime mortgage rate is 5.5 percent, the holder of a prime minus 0.5 percent mortgage would pay a 5.00 percent variable interest rate.

As a consumer, the best option is to have a candid discussion with your mortgage professional to ensure you have a full understanding of the risks and rewards of each type of mortgage.

Refinance your home at 2.04% Fixed for 5 years, O.A.C.

 

For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate.

Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.

Switch your Mortgage for a 3 year Fixed Rate Offered at 1.74% O.A.C.

 

For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate.

Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.

Switch your Mortgage to a 1.84% Fixed rate for 5 years

    
 
Looking to switch your mortgage or purchase a home? Perhaps your mortgage is up for renewal, take advantage of this low interest rate for a 36 month term O.A.C.
 

By omitting proper consideration at the time of renewal, this practice costs Canadian citizens thousands of extra dollars every year. Nearly 60% of borrowers simply sign and send back their renewal that is first offered to them by their lender without ever shopping around for a more favourable interest rate.

Homeowners should never accept the first rate offer from their existing lender. Without any negotiation, simply signing up for the market rate on a renewal is unnecessarily costing the homeowner a lot of money on their mortgage.

Generally it is a good idea to start shopping for a new term between four and six months before your current mortgage term expires. Many lenders send out your renewal letter very close to the time that your term expires and this does not give you ample time to arrange for a mortgage term through a different lender. This means that you need to be tracking your own mortgage term timeframe and know when it is time to start shopping for a good mortgage renewal rate.

Before you ever hear from your lender about renewing your mortgage term, have a licensed mortgage professional shop around for you, you will be amazed at what they can accomplish on your behalf!

Your mortgage is one of your biggest expenses. For this reason it is imperative to find the best interest rates and mortgage terms you possibly can. By shopping around at renewal time you can save substantial amounts of money over the life of your mortgage loan. Don’t be one of the 60% who just simply sign their renewal letter and send it back. Use the services of a licensed Dominion Lending Centres mortgage professional to ensure the lenders compete for your business.

Mortgages NO PROOF OF INCOME REQUIRED "Equity Lending"

    
*WE LEND ON THE FOLLOWING*

Residential 1st and 2nd Mortgages

Industrial Buildings
Retail Storefront
Construction
Mixed use buildings
Hotels
Motels
Storage Facilities
Nursing Homes
Trailer Parks
Lake Front Properties
Vacant Land
Student Housing
Places of Worship
Power of Sale/ Foreclosure
Legal Grow Ops
High/Low- Rise Condominium/Apartment
Loans size from $50,000 to $50,000,000
All loans Interest Only
*FANTASTIC TERMS*  
No income/employment verification
Low Documents required
No income verification
No business financials
No GDS/ NoTDS
Fully open mortgages
3-6-12-24 month terms
Funding 3-5 business days
Up to 75% LTV on residential with collateral
Up to 75% LTV on commercial with collateral
First mortgages start at 6.99%
Second mortgages start at 9.99%
No appraisal on low Loan To Value
No environmental on low LTV
Debt Consolidation
Next day Commitments!
Mortgage payments built into loan
Lender fee starts at 1.5%
Lic#10671

Reverse Mortgage NO MONTHLY PAYMENTS For Ages 55 +

When most of us dream of retirement, we imagine ourselves in our homes – sharing a meal with family or just relaxing in a comfortable spot.
But retirement can also bring financial strain. Seniors often face the challenge of managing with less cash flow than they anticipated or coping with unforeseen expenses.
We understand, empowering older Canadian homeowners with smart, simple ways to use the value of their home during retirement.

Features of a Reverse Mortgage

  • Homeowners age 55 and older
  • No payments are ever required
  • No Income qualifications
  • No Credit requirements
  • Qualify for up to 50% of the value of the home
  • Money can be received as a lump sum, or over time or combination
  • Owner maintains title
  • They can sell or move at anytime
  • Receive the money tax free

Second Mortgage Offered at 6.99% One Year Term O.A.C.

Second Mortgages are used for many reasons, perhaps you have a low rate on your first mortgage and don't want to change it, or a second mortgage is required for a short term period for renovations or consolidate high interest loans. Second mortgages are used for many positive reasons, a quick phone and I will inform you how we may help with your specific needs.

Current Rates

Current variable mortgage rate is

1.80%

Current prime rate is

2.45%

    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 3.09%
    • $477.88
    • 2.79%
    • $462.54
    • $15.34
    • 1 Year
    • 3.14%
    • $480.46
    • 1.79%
    • $413.39
    • $67.07
    • 2 Years
    • 3.19%
    • $483.05
    • 1.79%
    • $413.39
    • $69.66
    • 3 Years
    • 3.49%
    • $498.74
    • 1.79%
    • $413.39
    • $85.36
    • 4 Years
    • 3.74%
    • $512.02
    • 1.79%
    • $413.39
    • $98.63
    • 5 Years
    • 4.59%
    • $558.49
    • 1.84%
    • $415.77
    • $142.72
    • 7 Years
    • 5.35%
    • $601.69
    • 2.54%
    • $449.96
    • $151.73
    • 10 Years
    • 5.60%
    • $616.23
    • 2.94%
    • $470.17
    • $146.05
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.

Apply Now

Fast. Easy. Secure

Apply Online Apply by PDF

How much is your home worth?

Making homeowner dreams come true

We're here to help you with home purchases, mortgage renewals, refinancing and more.